Anju spent over two decades as a banking executive at Citibank and Standard Chartered Bank, based in Singapore, in senior leadership roles, including Global Chief Innovation Officer, Chief Risk Officer, Chief Operating Officer, and Digital Banking Head. In addition, she was a member of SCB’s global Executive Leadership Team, the Global Technology & Operations Management Group, and the Global Risk Management Group.

You can read more about her professional background and awards and honors here. 

Her interest in ‘financial inclusion’ started in 2013 during her discussions with Prof David Lee in Singapore. Since then, the work on financial inclusion and financial well-being has become her personal passion.

In 2016, she was selected as a Fulbright Fellow and Visiting Scholar at Stanford University, working with Professor Takeo Hoshi. Her research focused on the use of technology to support financial inclusion. She published a report in 2018 in partnership with the IFC (part of the World Bank), and Stanford University titled Financial Inclusion in the Digital Age.